Insurance and money editor
Vanessa Kowal
Vanessa Kowal spent four years processing auto claims paperwork for a regional body shop before she started writing about what a car actually costs to insure and finance. She runs the same driver profile through multiple insurers and lenders for every story, because she watched too many customers get quoted wildly different numbers for the same policy. She keeps a spreadsheet of her own car's ownership costs going back nine years, down to every oil change.
Latest from Vanessa
What We Paid for Insurance on Six Popular 2026 CrossoversWe quoted six-month insurance premiums for six 2026 crossovers using one driver profile. Here's what the RAV4, CR-V, CX-5, Forester, Sportage, and Tucson actually cost to insure.
Refinancing a Car Loan in 2026: When It Saves Money and Who to UseAverage auto loan rates have eased from their 2023-24 highs. Here's the math behind refinancing a car loan in 2026, who it helps most, and which lenders to check.
What a “Full Coverage” Policy Actually Covers“Full coverage” isn't an official insurance term. Here's what the bundle of coverages typically called full coverage actually includes, and what it leaves out.