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TORQUEREPORT

Reviews, buying guides, and the real cost of owning a car

Insurance and money editor

Vanessa Kowal

Vanessa Kowal spent four years processing auto claims paperwork for a regional body shop before she started writing about what a car actually costs to insure and finance. She runs the same driver profile through multiple insurers and lenders for every story, because she watched too many customers get quoted wildly different numbers for the same policy. She keeps a spreadsheet of her own car's ownership costs going back nine years, down to every oil change.

Covers Insurance, Money

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